Certificate of Lawfulness (to allow for a temporary period of four years, the use of part of dwelling for storage and distribution for business)
26/01305/CLP
£500m+
Funding arranged
UK-wide · 100+ lenders · £500m+ arranged
Industrial and logistics finance across the UK
We arrange commercial property finance across the full industrial spectrum, from distribution and logistics warehouses to multi-let estates, trade counters, workshops and yards: commercial mortgages, owner-occupier funding, bridging, development finance, mezzanine, equity and long-term debt.
100+
Lender relationships
25 yrs
On the lender side
UK-wide
Coverage
What we do
Commercial property finance across the whole industrial spectrum
Industrial and logistics is the strongest-performing corner of UK commercial property. Constant demand from retailers, manufacturers, third-party logistics operators, trades, makers and growing SMEs, set against constrained supply, keeps distribution warehouses and multi-let estates full and rents moving. UK industrial and logistics investment reached £10.5bn in 2025 (Knight Frank, UK Logistics Market Dashboard, 2025). That is the market we fund, across the full spectrum: distribution and logistics warehouses, multi-let industrial estates, trade counters, workshops, hybrid and flex space, urban and last-mile logistics and open storage yards.
We work with owner-occupiers, investors, landlords and developers across the country. We arrange the commercial mortgages that buy or refinance an industrial unit, a warehouse or an estate, the owner-occupier funding that lets a trading business buy its own premises, the bridging that secures an auction purchase or a vacant building, the development and refurbishment finance that funds works, the mezzanine and equity that complete the capital stack, and the term debt that holds the asset for the long run.
Industrial lending splits into two credit stories. Investment deals are underwritten on the income: the rent roll, the tenants, the unexpired terms, the estimated rental value and the depth of re-letting demand. Owner-occupier deals are underwritten on the trading business: its accounts, its profits and its debt service cover. Because we sit across more than one hundred lender relationships, we know which desks genuinely back each story, at what loan to value and on what terms. That is the work.
Finance
The finance we arrange
Eight products covering the whole industrial and logistics lifecycle, used alone or in sequence.
Industrial and logistics commercial mortgages
We arrange commercial mortgages secured on industrial property across the UK, from a single unit or workshop to a multi-let estate, a trade counter or a let distribution warehouse.
Learn moreOwner-occupier industrial mortgages
We arrange commercial mortgages for businesses buying the industrial unit, workshop, warehouse or trade premises they operate from.
Learn moreIndustrial and logistics acquisition finance
We arrange funding for the purchase of industrial and logistics investments across the UK, from single let units and multi-let estates to distribution warehouses and open storage yards.
Learn moreIndustrial bridging loans
We arrange fast, short-term bridging loans secured on industrial units, workshops, warehouses, estates and yards across the UK.
Learn moreIndustrial development and refurbishment finance
We arrange funding for ground-up industrial unit schemes, trade parks, logistics and distribution warehouses, and the refurbishment or extension of existing units across the UK.
Learn moreIndustrial and logistics refinance and equity release
We arrange refinancing for industrial units, estates and distribution warehouses: better terms at maturity, capital raised against rental income, and clean exits from bridging or development debt.
Learn moreIndustrial and logistics portfolio finance
We arrange facility-level funding secured across mixed industrial and logistics portfolios, replacing a patchwork of loans with one structure sized on the whole income.
Learn moreMezzanine, equity and JV funding
We arrange junior debt, preferred equity and joint venture capital that stretch the funding on industrial and logistics developments and acquisitions beyond what senior debt alone will reach.
Learn moreProperty types
The property we fund
Every property type is underwritten differently. We know which lenders back each one.
Multi-let estates
Funding for estates of smaller industrial units let to many SME tenants, sized on net rental income, re-letting depth and the reversion still to be captured.
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Trade counters
Funding for trade counter units and trade parks, where national trade brands on long leases meet roadside industrial property.
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Workshops
Funding for the classic small unit: workshops, vehicle repair premises and light industrial space, bought by the businesses that use them and the investors that let them.
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Hybrid and flex
Funding for hybrid units that mix office, showroom and studio space with industrial floor, and for the flex workspace schemes built on them.
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Small warehouses
Funding for warehouses under roughly 25,000 sq ft, from urban logistics and last-mile units to storage and distribution space for SME occupiers.
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Open storage yards
Funding for open storage land and industrial yards, from haulage and vehicle yards to builders merchants and container parks, where the value sits in the land itself.
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Portfolios
Funding for portfolios of industrial units and estates, from cross-collateralised facilities to aggregation plays built one unit at a time.
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Distribution & logistics
Funding for big-box and mid-box distribution warehouses, logistics units and fulfilment space, sized on rent, covenant strength, unexpired term and interest cover.
Learn moreThe market
The UK industrial and logistics market, in numbers
We ground every appraisal in published industry research. A snapshot of the national picture:
25.6m sq ft
UK big-box take-up (2025)
CBRE, UK Logistics Q4 2025, 2025
~£12.55/sq ft
UK average prime rent
Savills, Market in Minutes UK Commercial, 2025
7.08%
UK logistics vacancy
CBRE, UK Logistics Q4 2025, Q4 2025
5%
Prime distribution yield
Knight Frank, UK Logistics Market Dashboard, Jan 2026
Industry figures are reported nationally or regionally by the research houses; yields reflect prime assets and vary by unit, location and income profile. Sources: CBRE, JLL, Knight Frank, MSCI / IPF, Savills, Colliers, Newmark (Gerald Eve).
Development pipeline
Live industrial planning applications
We track light industrial and open storage planning applications across more than 100 UK council planning portals. 2458 industrial and 77 open storage applications are currently in the dataset. The most recent:
Change of use from a class B2 to class E(f) to be used as a community day centre for people living with dementia. (Previously planning permission for change of use was granted for units 4 & 5, but this expired in 2019 MC/09/2078 - change of use B1 to D1). No changes will be carri
MC/26/1121Registered
Application for approval of details reserved by condition 16 'Contamination' of approved 24/01501/FULMAJ: Demolition of office building and construction of a storage and distribution warehouse for use within Class B2 and/or B8 with ancillary office space, together with access, pa
26/01271/CONDAwaiting decision
Proposed erection of an Industrial Unit (Class B2) together with all associated works including provision of landscaping, parking and service access
26/0481/FULPending consideration
Erection of industrial building for builders merchants use (storage and retail trade counter B8 Use) together with formation of yard for external storage, customer and staff parking and erection of security fencing
PA26/02323Awaiting decision
Application for approval of details reserved by condition 6 'Noise monitoring' of approved 09/00094/MINMAJ: Section 73: Variation of condition no. 2 attached to planning permission 05/02635/MINMAJ to enable the conversion of the permitted bag warehouse to a bulk cement store.
26/01264/CONDAwaiting decision
Development of employment floorspace (Use Classes E(g)(iii), B2 and B8), including parking, landscaping, habitat enhancements and associated works, comprising eight new buildings providing 17 units and the refurbishment of one existing building to create two additional units, (En
26/01432/FULAwaiting decision
Continuation of temporary change of use from office (Use Class E(g)(i)) to commercial film-making until 27 June 2029
119326/FUL/26Awaiting decision
Source: council planning registers (Idox portals), dataset updated 22 June 2026. Applications are a development-activity signal; inclusion does not imply any connection to us.
Why borrowers work with us
Relationships, structuring and pace
Whole-of-market panel
More than one hundred lender relationships across banks, challenger banks, debt funds and specialist lenders.
Income-led underwriting
Investment deals are sized on rent, interest cover and re-letting depth; owner-occupier deals on the trading business. We package each the way credit desks read them.
Whole lifecycle
Acquisition, bridging, development and refurbishment, mezzanine, equity introductions and term debt, arranged alone or in sequence.
We act for you
An arranger and introducer working for the borrower, not a single lender.
Through to refinance
We fund the purchase or the works, then the letting, then the refinance onto term debt. The full journey.
Sourced market data
CBRE, Knight Frank, Savills and MSCI research and live council planning feeds frame every appraisal.
How we work
From first conversation to drawdown
Deal review
We read the unit or estate, the income or the trading business, the plan and your timescale, and tell you what is fundable and on what terms.
Lender selection
We shortlist the desks most likely to back the asset at the leverage you need.
Terms and negotiation
We package the deal, run it to the panel and negotiate heads of terms on your behalf.
Through to drawdown
We manage valuation, monitoring surveyor and legals through to completion or first drawdown.
A note from the founder
“Arranging finance for industrial and logistics property, from single units and trade counters to distribution warehouses and multi-let estates, is something I have done for over 25 years. Every deal still comes through me personally: the structuring, the packaging, the credit conversations, the legals and the drawdown. Clients are not handed off. They get answers.
Matt Lenzie Founder & Principal Broker
Ready to fund your next industrial deal?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.