An industrial and logistics finance arranger on the borrower's side

What we do

We arrange finance for industrial and logistics property across the whole lifecycle of a deal, from distribution warehouses and multi-let estates to trade counters, workshops and yards. We model the facility a deal needs, take it to the lenders most likely to back it, and place the structure that funds the property from acquisition or works through to long-term hold. We work across commercial mortgages, owner-occupier funding, acquisition finance, bridging, development and refurbishment finance, mezzanine, equity introductions and term debt for owner-occupiers, investors, landlords and developers UK-wide.

We are an arranger and introducer, not a lender. We work the whole market and are paid by lender commission or an agreed fee, so our incentive sits with the borrower rather than any one funder. Most of the lending we arrange is unregulated business lending; where a transaction would be a regulated mortgage contract, we refer it to an appropriately authorised firm.

Why sector knowledge matters

A fully let multi-let estate, a trade counter with a national covenant and a vacant workshop bought at auction are underwritten on different tests by different lenders. One turns on the rent roll, the reversion and the manager. One turns on covenant strength and unexpired term. One turns on the exit, whether that is a letting, a refurbishment or an owner-occupier mortgage. Knowing which lender backs which kind of deal, at what leverage and on what terms, is the difference between a deal that funds and one that stalls.

The company

Industrial Property Finance is a trading name of Lenzie Consulting Ltd, registered in England and Wales under company number 08174104. Registered office: Lynch Farm, Kensworth, Dunstable, LU6 3QZ.